Question: Some people get into debt by buying things they do not need and are unable to afford. What are the reason for this behaviour? What action can be taken to prevent people from having this problem?
read my sample essay:
Several people are unable to pay for their purchases, leading them to buy items that they do not need. Therefore, I believe the main cause of this issue is advertising, and imposing strict regulations on advertising is a viable solution.
Advertising has led many people into debt as its influence thoroughly persuades them to purchase unaffordable items, resulting in stress. In other words, bombarding social media trends through advertising prompts impulsive buying without consideration of one's financial situation, leading individuals to spend money they may not have. This consistently frustrates them day and night across all social media platforms installed on their devices. For example, housewives living in major ASEAN cities have increased their monthly expenditures over the last three years due to the products advertised on their mobile phones.
How can this problem be addressed? One viable solution is to implement stricter regulations on advertising to prevent people from being unduly influenced. Put simply, when advertisements provide transparent and accurate information about products or services, consumers are less likely to be swayed by false promises or claims. This can be achieved by imposing limits on the frequency and volume of advertisements, especially on digital platforms, to prevent overwhelming consumers and mitigate the risk of impulsive buying. Evidence suggests that in certain parts of European countries, advertising cannot disseminate information freely without government oversight, aimed at protecting consumers from misleading information.
In conclusion, excessive advertising has burdened many people with debt due to their tendency to buy items they cannot afford. This habit can be effectively tackled by implementing comprehensive regulations on advertising. Ideally, individuals should become more financially literate and prudent in their spending habits, which can be achieved through education and awareness initiatives.
Eddy Suaib - Mentor IELTS Founder English Studio Indonesia
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